We cover every sector under the sun

For restaurants or bars, which rely on footfall, warm or dry weather is often essential to attract trade. During an unseasonably cold night, or at an event affected by the rain, profits can plummet, which is when our weather insurance can step in and plug the gap.

Poor summers mean poor sales for the hotel and holiday trade. Our revenue protection products will cover businesses in the event of unseasonably bad weather.

Some sports are more susceptible to the elements than others. For those sports, our event weather insurance can protect walk up revenue if there’s a wash out or early finish.

Designed to increase sales, our promotional weather insurance allows retailers to offer full or partial refunds to consumers on items purchased during an agreed promotional period if an agreed weather peril occurs, for example, snow on Christmas Day.

If you run a theme park, a water ski school, or even an outdoor cinema, rain can put a dampener on your business and on your profits. In the event of wet and miserable weather, our income stabilisation insurance can protect weather sensitive revenues.

Local Authorities and Public Services are run on tight budgets and too much of the wrong kind of weather can stretch resources to breaking point. We can keep your spend on track and keep services running with bespoke cost containment or income stabilisation insurance solutions.

Our film and commercial weather insurance protects budgets against adverse conditions that can result in delays to shooting, rescheduling, extra travel, or even complete cancellations with key talent lost due to time conflicts.

Fairs, fetes and festivals are extremely sensitive to the weather with reduced attendance equating to reduced revenue. Our event weather insurance will protect your ticket income if, say, the music at your festival is drowned out, or your fair is hit by a storm.

In an industry driven by timescales, contractors can ill afford to lose precious days due to weather delays. High winds make the operating of machinery impossible, while low temperatures can prevent the pouring of concrete. Fortunately, we can cover your penalty payments, or the additional cost of working if your project is delayed.